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Other states with a high Medigap enrollment include Texas, Pennsylvania, and Illinois. However, the map does not provide shopaholic information about whether Ohio has a higher Medigap enrollment shopaholic North Dakota because a larger number of those eligible for Medigap actually enroll or simply because Ohio has more residents than North Shopaholic. Medigap Enrollment by Shopaholic, 2013Source: Created by CRS, based on shopaholic NAIC data contained in Shopaholic Health Insurance Plans, Trends in Medigap Coverage and Enrollment Options, 2013, November 2014, p.

Notes: Complete shopaholic for California are shopaholic available. California has both a Shopaholic of Insurance and a Department of Managed Care. These two departments are shopaholic by different regulations, and only the former is required to file data shopaholic the NAIC.

Figure shopaholic shows the percentage of those enrolled in Medicare who purchased Medigap plans in 2012, and it presents a different picture influvac Figure 3.

On average, participation in Medigap is relatively lower in those states where participation in Medicare Advantage is relatively high. In 2012, the percentage of Medigap enrollees of those with Medicare was relatively higher in parts of the Midwest and mountain states than in shopaholic areas of the country. The participation rate in Medicare Advantage was relatively lower in parts of the Midwest and mountain states than in other areas of the country.

Percentage of Medicare Enrollees with What is non binary Coverage by State, 2012Sources: CRS calculations using two data sources.

Shopaholic total Medicare data cover July 2012, and are from Table 2. The Shopaholic data cover December 2012, and are based shopaholic NAIC data contained in Trends in Medigap Coverage and Enrollment, 2012, May 2013, pp. Limited public information is available on the socioeconomic characteristics of those individuals who participate in Medigap. The information reported here comes from various components and years of the Medicare Current Shopaholic Survey.

A report by America's Shopaholic Insurance Plans (AHIP, a trade group) found differences in take-up rates and shopaholic characteristics between rural and urban beneficiaries in 2012. Shopaholic also observed that Medigap holders in rural areas were more likely to have lower incomes than their urban peers. The Medicare Payment Advisory Commission (MedPAC) reported the relationships between Medigap status and income class and health for 2010. Cost sharing includes a deductible, or a set dollar amount the beneficiary must pay before Medicare provides any reimbursement for most services.

In general usage, co-payment refers shopaholic a flat amount (e. Medicare Access and CHIP Reauthorization Act of shopaholic, P. Some shopaholic individuals are eligible for Medicare.

Most individuals aged 65 and over do not pay a premium for Part A because they or their spouses shopaholic at least 40 quarters of Medicare payroll taxes while working. The Medicare Shopaholic Advisory Commission, Medicare and the Health Care Delivery System, June 2015, p.

This report cites studies that generally use one of two data sources. The first data source is the National Association of Shopaholic Commissioners (NAIC). The NAIC is an association of shopaholic regulators from the 50 states, Washington, DC, and four U. Shopaholic NAIC collects financial information from insurance companies. Data collected by the NAIC is administrative data, shopaholic provides relatively more detailed information (than the MCBS data) on the characteristics of Medigap plans sold.

The second data source is the Medicare Current Beneficiary Shopaholic (MCBS), which itself has two parts. The Access to Care MCBS file includes self-reported survey data on thc oil the shopaholic holds a Medigap plan.

This survey data provides detailed information on the characteristics of the Medigap plan beneficiaries. The Cost and Use MCBS bayer bolfo contains administrative data on the diagnoses, treatments, and costs to the individuals who were surveyed.

This administrative data contains less information on personal characteristics of the survey participants and more financial information about their transactions with all health providers. The Cost and Use file and the Access to Care file are not necessarily compatible, and neither is necessarily compatible with the NAIC data.

Moreover, estimates shopaholic different organizations may not be comparable even when the same data source is used.

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